Apartment for sale in Tongeren with 3 bedrooms

BEPCB
120
855
3
1
Description

Apartment via life annuity in Tongeren

This apartment in Tongeren with 3 bedrooms, terrace and garage is offered through a life annuity sale or the purchase of bare ownership. This is not a traditional sale but an investment structure in which the seller retains a lifelong right of residence through usufruct or a life annuity arrangement. It provides an attractive opportunity for investors seeking long-term value.

Offering 120 m² of living space, the apartment features a spacious and bright layout within walking distance of the city centre and all daily amenities.

Upon entering, you are welcomed into an entrance hall leading to the various rooms. The spacious living area forms the heart of the apartment and benefits from large windows providing abundant natural light. The kitchen was fully renovated in 2019 and is practical in layout.

The apartment includes three full-sized bedrooms and a renovated bathroom completed in 2019. The logical layout creates a pleasant and open atmosphere.

Outside, residents can enjoy a terrace. The property also includes a large cellar and underground garage, both accessible by lift, as well as an additional outdoor parking space.

Technical improvements include roof and wall insulation and a new gas boiler installed in 2020.

Two acquisition options are available: a life annuity purchase with an initial payment and monthly annuity, or bare ownership purchase with the seller retaining lifelong usufruct. Both structures create a strong long-term investment opportunity.

The apartment is sold fully furnished.

Interested in investing in Tongeren? Contact us to discover the possibilities.

Financial

Price
130.000 €
Investment real estate
Yes
Sales under VAT system
No

Building

Type of property
Apartment
Subtype
Apartment
Surface
120 m²

Terrain

Plot size
855 m²
Most recent urban destination
Residential area

Location

Surroundings / neighbourhood
Town

Layout

Number of bedrooms
3
Surface bedrooms
14 m²; 11 m²; 9 m²
Number of bathrooms
1

Comfort

Lift
Yes
Furnished
Yes
Gas connection
Yes

Energy

EPC score (kWh/(m² years))
160
EPC label
B
Unique code EPC
20230622-0002926199-RES-1

Urban planning

Building permit
Yes
Subdivision permit
No
Pre-emption right
No

Location

Hasseltsesteenweg 5 B3, 3700 Tongeren

Is this affordable for you?

Minimal personal contribution
-EUR
Monthly payments
-EUR/month
Interest rate
- %
APR
- %
Total loan amount
- EUR
Total amount to be repaid
- EUR

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Representative example

For a mortgage loan with immovable destination of 170,000 euros, fully secured by a mortgage inscription, with a term of 240 months at a fixed interest rate of 5.41% and an annual percentage rate of 5.77%, you pay 240 monthly repayments of 1,148.39 euros, a loan organisation fee of 350 euros, notary public’s fees of 4,324.39 euros and a total payable amount of 280,286.24 euros.

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